Can You Send Money to Venmo Without Card?
Yes, you can send money through Venmo without linking a debit or credit card — but you’ll need to connect a bank account or have a Venmo balance.
Ways to Send Money Without a Card
- Using Venmo Balance: If you have funds in your Venmo account, you can send them directly without a card.
- Linking a Bank Account: Add a bank account and transfer funds into Venmo for payments.
- Receiving Payments: Money received from others stays in your Venmo balance and can be used instantly.
Steps to Link a Bank Account
- Open the Venmo app and go to the menu.
- Select “Payment Methods” and tap “Add a Bank or Card.”
- Choose “Bank” and follow the verification steps.
💡 Tip: Using a bank account can take 1–3 business days for transfers, so plan ahead if you need funds quickly.