Security Settings for Venmo

Protecting your Venmo account is essential — small precautions prevent unauthorized access and fraud. This guide shows the key security settings in Venmo and how to configure them for maximum protection.

Enable Two-Factor Authentication (2FA)

Two-factor authentication adds an extra step when signing in. Use SMS or an authenticator app for the second factor.

  1. Open Venmo → Settings → Security.
  2. Choose Two-Step Verification and follow prompts to enable it.
  3. Prefer an authenticator app for stronger security over SMS when available.

Use a Strong Password & Device Lock

  • Choose a unique, long password (passphrase recommended).
  • Enable device-level lock (PIN, fingerprint, Face ID) on your phone to protect the app.
  • Avoid reusing passwords from other sites.

Review Payment Methods & Devices

Remove unused cards or bank accounts and review active devices to spot unauthorized access.

  1. Settings → Payment Methods to remove old cards.
  2. Settings → Security → Active Devices to sign out unknown devices.

Privacy & Transaction Settings

Adjust who can see your activity and limit unwanted requests.

  • Set transactions to Private by default in Settings → Privacy.
  • Disable phone/email search if you prefer less discoverability.

Recognize & Report Scams

Venmo will never ask for passwords or verification codes. If you suspect fraud, contact Venmo Support immediately and freeze your payment methods if needed.

FAQ

What if I lose my phone?

Use Venmo’s website to sign out of all devices, remove the app from the lost device (via your phone provider), and change your password immediately.

Is SMS two-factor secure?

SMS is better than nothing but vulnerable to SIM-swap attacks. Use an authenticator app (Google Authenticator, Authy) when possible.